Date: Nov 19, 2025
Time: 4:30 PM
Planning for retirement as a Missouri educator involves more than just saving in a 403(b) or 457 plan — it requires understanding how pensions, Social Security rules, and supplemental savings all fit together. Unfortunately, many teachers receive limited guidance and are left with questions about when they can retire, how much income they will have, and what steps they should be taking today.
This session will provide a clear and practical introduction to retirement planning specifically for Missouri teachers. We’ll cover the key features of the Missouri Public School Retirement System (PSRS/PEERS), how pension benefits are calculated, and the important decisions educators face throughout their careers. We’ll also explore how voluntary retirement plans (403(b)/457), Social Security considerations, and personal savings can be used to supplement pension income.
By the end of this session, teachers will walk away with:
- A foundational understanding of how their Missouri pension works.
- Insights into retirement timelines and income expectations.
- Strategies for supplementing pension income through savings plans.
- Actionable steps to take now for long-term financial security.
Educators will leave empowered with knowledge and tools to make informed decisions — ensuring that retirement becomes a well-prepared milestone rather than a source of uncertainty.