Financial Services

Loans:

• Home Loans (first-time home buyers, refinance, home equity loans and line of credit)
• Line of Credit (check-accessed personal credit line -- no collateral required)
• Personal Consolidation Loans
• National Board Certification Loans

Credit Cards:

• No-fee Credit Cards
• World Points Credit Cards

Investing Your Money:

• FDIC-insured Money Market Account
• FDIC-insured Certificates of Deposit
• Tax-sheltered Annuity Programs
• Tax-sheltered Mutual Fund Programs
• Individual Retirement Accounts (IRA’s)
• Comprehensive Financial Planning
• After-tax investment products